Emh group started life as a traditional housing association in 1946.

Since then we've become established as one of the leading providers of affordable housing in the East Midlands.

The group describes itself as profit for purpose, signifying our commitment to demonstrating an increasingly commercial mindset, with a focus on efficiency, value for money and sweating assets to deliver our social purpose.

At a glance

Emh's S&P rating is A with a stable outlook. This is a result of colleagues across the business having an awareness of costs and associated risks within key areas of the organisation. S&P’s rationale for its decision is:

"The rating affirmation reflects our view that emh's prudent cost planning and improvement in economic conditions will help to stabilize financial metrics despite increased investments in existing homes. We acknowledge the group has a solid assessment of its stock condition and has secured grant funding to perform the necessary works. We also think group's proactive approach in securing development grants will partly lower borrowing needs, preventing debt metrics from weakening."

S&P Rating January 2026

If you'd like to talk to us about investor relations, please contact:

Jonathan Dwyer, Head of Treasury and Financial Planning on 07811 332219 or Jonathan.Dwyer@emh.co.uk

Credit ratings

Emh's S&P rating is A with a stable outlook. This is a result of colleagues across the business having an awareness of costs and associated risks within key areas of the organisation. S&P’s rationale for its decision is:

"The rating affirmation reflects our view that emh's prudent cost planning and improvement in economic conditions will help to stabilize financial metrics despite increased investments in existing homes. We acknowledge the group has a solid assessment of its stock condition and has secured grant funding to perform the necessary works. We also think group's proactive approach in securing development grants will partly lower borrowing needs, preventing debt metrics from weakening."

S&P Rating January 2026

Contact us

If you'd like to talk to us about investor relations, please contact:

Jonathan Dwyer, Head of Treasury and Financial Planning on 07811 332219 or Jonathan.Dwyer@emh.co.uk